Auto accidents are sometimes inevitable. Even the most careful of drivers can find themselves in situations that are beyond their control. When you are in a car accident, there are some steps that you should take to ensure the best possible outcome. What should you do when you have been in a car accident?
Safety first
Immediately after the accident, the first move should be to check whether everyone involved is safe. In this case, you should pull over to a parking area or the side of the road and away from any oncoming traffic. When the car is out of harm’s way, you can proceed to the next step.
Inform relevant authorities about the accident
Next, make sure that you report the accident to the concerned authorities. By filing an accident report with the police or law enforcement officers, you will ensure there is a precise accident report that identifies all involved parties. Besides, it will offer your insurance firm a foundation for dealing with your claim correctly.
Get the necessary information
The next crucial step is to exchange information with the other party involved in the accident. It is in your best interest to get as much information as you can from the other driver. Some of the necessary details include the driver’s name, their address, their phone number, driver’s license, a copy of the insurance card, license plate, and make and model of their vehicle. An easy way to get all this information is to use your cell phone to take pictures of the above-mentioned documents.
Take pictures and accumulate evidence
If it is safe and the situation allows it, take pictures and accumulate evidence. Walk around the accident scene and get photos of the immediate devastation and the area 100 feet around the accident’s perimeter. You should know that photographic evidence is difficult to dispute. Also, remember to talk to any witness present and get their contacts.
Contact your insurance firm
Don’t forget to inform your insurer about the accident. This is the most crucial step. The majority of insurance firms require that you report immediately that you have been in an accident. Delaying to report the accident could harm your claim down the road.
Seek medical assistance
Never underestimate the importance of seeking medical aid after an accident. Many times, injuries aren’t apparent and might manifest much later. There are numerous cases of accident victims who report feeling pain one day or more following an accident. Whether it is the local emergency room or your regular physician, getting medical help is non-negotiable.
Even if it is a minor accident, you can sustain severe back or neck injuries. And in case you became unconscious or feel dazed following the accident, you might have a closed head injury or a concussion.
Talk to an auto injury lawyer
It is important to consult an accomplished auto accident attorney immediately. An experienced and skilled lawyer would come in handy to navigate your claim and advise you on the available insurance covers to offset your bills. Also, an excellent lawyer will negotiate with insurance adjusters on your behalf. Of course, insurance adjusters don’t always have your best interest at heart, and the attorney will be there to root for you.
A good car accident lawyer will also communicate with insurance adjusters on your behalf. Insurance adjusters do not always have your best interests at heart, and you want to make sure your interests are protected.